Maximizing Your Cigna Insurance at Aronson Orthodontics: What You Need to Know

October 1st, 2024

At Aronson Orthodontics, we believe everyone deserves a healthy, confident smile—and we’re here to make that as easy as possible for our patients. One of the ways we do that is by being an in-network provider with Cigna insurance. If you live in Southbury, Middlebury, Woodbury, Newtown, Watertown, Oxford, Naugatuck, Waterbury, or Wolcott, and have Cigna coverage, you’re in luck! Not only are we in-network, but we also handle all the insurance paperwork for you, taking the hassle out of the process so you can focus on your treatment.

Why Being In-Network with Cigna Matters

As an in-network provider with Cigna, we help you maximize your orthodontic insurance benefits. Here’s why it’s a big deal:

  1. Lower Out-of-Pocket Costs: By choosing Aronson Orthodontics, an in-network provider with Cigna, you benefit from a pre-negotiated rate for high quality orthodontic care.
  2. Simplified Process: We file all the insurance paperwork for you. From claims to pre-authorizations, we handle the administrative stuff so you don’t have to keep track of miscellaneous forms and follow-ups.
  3. No Surprises: Since we’re in-network with Cigna, you’ll know upfront what your plan covers and what your estimated costs will be, making your financial planning easier and more predictable.

No Referral Needed & Free Consultations

Unlike many healthcare providers, at Aronson Orthodontics, you don’t need a referral to schedule your first visit. We offer free consultations to all patients, whether you're considering braces or Invisalign. We’ll assess your orthodontic needs and explain all the details of your potential treatment without any upfront commitment. It’s as simple as calling to schedule (203-573-8034) or requesting an appointment online.

Understanding Cigna Dental Insurance

Dental insurance, especially where orthodontics is concerned, can sometimes be a bit overwhelming. But we’re here to simplify it for you. Cigna’s dental plans can include orthodontic coverage for both children and adults, depending on your specific plan. Here’s how it generally works:

  • Lifetime Orthodontic Maximum: Most Cigna plans offer a lifetime maximum amount they will contribute toward orthodontic care. This means that, rather than resetting yearly, there’s a cap on the total Cigna will pay over the course of your treatment.
  • Co-Pays & Co-Insurance: While Cigna may cover a significant portion of your treatment, you may still be responsible for co-pays or a percentage of the treatment cost. Our team will work with you to ensure you understand all costs before beginning treatment.
  • Age Limitations: Some Cigna plans have restrictions on orthodontic coverage based on age, typically covering children under 19. However, adult orthodontic coverage is becoming more common, and we’ll help you navigate your specific plan to make sure you’re getting the most out of your benefits.

Serving the Southbury Area and Beyond

Aronson Orthodontics is one of the best orthodontic offices in Connecticut. We proudly serve the communities of Southbury, Middlebury, Woodbury, Newtown, Watertown, Oxford, Naugatuck, Waterbury, and Wolcott. If you’re located in any of these towns, Aronson Orthodontics is the best choice for local, family-oriented care from the area's leading board certified orthodontist. Dr. Ross Aronson sees every patient personally, ensuring you receive expert treatment and continuity of care from start to finish. At Aronson Orthodontics we treat our patients like family and only be recommend treatment when it’s truly necessary.

Making Orthodontics Affordable

At Aronson Orthodontics, we’re committed to making orthodontic care affordable, even if your Cigna insurance doesn’t cover the full cost of treatment. We offer flexible payment plans and work with each patient to create a plan that fits their budget. Our office will also take care of all your claims, ensuring you maximize your insurance benefits without the stress of paperwork.

Ready to Get Started? Contact Us Today!

Whether you’re in Southbury, Middlebury, Woodbury, Newtown, Watertown, Oxford, Naugatuck, Waterbury, or Wolcott, we’re here to help you achieve the smile of your dreams with the least amount of hassle. With Cigna coverage, no need for a referral, and free consultations, there’s no reason to wait. Contact Aronson Orthodontics today to book your appointment!

Understanding Dental Insurance and Orthodontics: What You Need to Know

June 27th, 2024

Navigating dental insurance can be challenging, especially when it comes to orthodontic treatment. At Aronson Orthodontics our goal is to provide you with the information and support you need to maximize your benefits and make your journey to a beautiful smile as stress-free as possible. 

Here are a few helpful things to know about dental insurance and orthodontics:

Aronson Orthodontics files paperwork for patients to help take advantage of insurance benefits
At Aronson Orthodontics we help you navigate your insurance benefits and provide detailed coverage estimates to facilitate a smooth and successful treatment experience.

Applying Insurance to Orthodontic Treatment

Maximizing Your Coverage

Depending on the specifics of your plan, your insurance may cover a portion of your braces or aligner treatment, making your orthodontic care more accessible and affordable. 

Initial Consultation and Insurance Estimates

During your free consultation, we'll provide a comprehensive assessment of your orthodontic needs and an estimate of your insurance coverage. We'll handle the complicated part for you, verifying your benefits and providing detailed information on how much of your treatment will be covered by your plan.

Filing Claims and Managing Payments

Our team will file your insurance claims, making it easy for you to take advantage of your benefits. We'll manage the paperwork and ensure that your claims are processed correctly, so you can focus on your treatment without worrying about the administrative details.

Key Aspects of Dental Insurance for Orthodontics

Coverage for Orthodontic Treatment

Not all dental insurance plans cover orthodontic treatment, but many do. Plans that offer coverage typically include benefits for braces, clear aligners, and other orthodontic appliances. The extent of coverage can vary, so it's essential to review your plan carefully.

Lifetime Maximums

Most dental insurance plans have a lifetime maximum for orthodontic benefits. This means there is a cap on the total amount the insurance will pay for orthodontic treatment over the policyholder's lifetime. Knowing your plan's lifetime maximum can help you plan your treatment effectively.

Waiting Periods

Some dental insurance plans include a waiting period before orthodontic coverage begins. This period can range from several months to a year. Understanding the waiting period is crucial, especially if you or your child need immediate orthodontic care.

In-Network vs. Out-of-Network Providers

Choosing an in-network orthodontist can result in lower out-of-pocket costs compared to selecting an out-of-network provider. Aronson Orthodontics participates with a wide range of insurances, including but not limited to

  • Aetna-Assurant Dental Health Alliance (DHA)
  • Ameritas
  • Anthem Federal
  • Blue Cross (BCBS FEP Dental GRID/Dentamax)
  • Cigna (DPPO, Radius Fee, Enhanced)
  • Conneticare 
  • DeCare
  • Delta Dental PPO or PPO Plus Premier
  • Delta Dental Premier
  • Dental Wellness Partners
  • Guardian (Dental Guard Preferred, Preferred Select, Local 710)
  • Humana
  • Lincoln Financial
  • Maverest Dental Network
  • Medadvantage
  • Metlife (PDP, PDP+, FED VIP)
  • Mutual of Omaha (Mutually Preferred/Dentamax)
  • Principle Discount Dental Plan
  • Principle Life Insurance Co.
  • Sunlife (DHA)
  • United Concordia
  • United Healthcare PPO
  • UNUM (DENTAMAX, Colonial Life, ALWAYS CARE Benefits, Starmount, Paul Revere (NY only), Provident Life (NY only)
  • Wellpoint
  • Zelis Dental Network

Maintaining Insurance Coverage

It's important to maintain your dental insurance coverage for the duration of your treatment and potentially a bit beyond. This is due to the payment schedules that some insurance companies follow. This is to ensure that your benefits continue without interruption and that all claims are processed smoothly.

Why Choose Aronson Orthodontics?

At Aronson Orthodontics we prioritize patient care and convenience. Here are a few reasons to choose us for your orthodontic treatment:

  • Board Certification: Dr. Aronson is the leading board-certified orthodontist in the area, bringing exceptional, expert care to patients in and around Southbury, Waterbury, Middlebury, Oxford, Newtown, Naugatuck, Watertown, Woodbury, Prospect, and Wolcott. 
  • Personalized Care: Every patient receives a customized treatment plan designed to meet their unique needs.
  • Continuity of Care: Dr. Aronson personally plans and oversees all treatment, ensuring continuity of care for an efficient and enjoyable orthodontic experience for all our patients.

Local, Privately-Owned Practice: Aronson Orthodontics is a family-owned office where we treat everyone as we wish to be treated. We are proud of this distinction, particularly in an age of increasing corporate ownership in healthcare. At Aronson Orthodontics we are free to make treatment decisions without external influence, and keep our patients’ best interest as our top priority.

Schedule Your Free Consultation

If you're considering orthodontic treatment, schedule a free consultation with Dr. Ross Aronson today. We will be happy to help you navigate your insurance benefits, provide you with detailed coverage estimates, and do everything in our power to facilitate a smooth and successful treatment experience.

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